以金融危机为主题的英语作文 600字高中英语作文
What Caused The Financial Crisis？
I think we can sum up（总结，概括） the cause of our current economic crisis in one word — GREED（贪婪）。
Over the years， mortgage lenders were happy to lend money to people who couldn‘t afford their mortgages。 But they did it anyway because there was nothing to lose。 These lenders were able to charge higher interest rates and make more money on sub-prime loans。 If the borrowers default，they simply seized the house and put it back on the market。
On top of that， they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities。 Easy money！and what went wrong with our financial system？
The whole thing was one big scheme。 Everything was great when houses were selling like hot cakes and their values go up every month。 Lenders made it easier to borrow money，and the higher demand drove up house values。 Higher house values means that lenders could lend out even bigger mortgages， and it also gave lenders some protection against foreclosures。
All of this translates into more money for the lenders， insurers， and investors。 Unfortunately， many borrowers got slammed when their adjustable mortgage finally adjusted。 When too many of them couldn‘t afford to make their payments， it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell。 Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer。
Moreover，insurers like AIG who insured these bad mortgages also got in trouble。 The scheme （体系，结构）worked well， but it reverses course and is now coming back to hurt everyone with a vengeance。
中英语作文记叙文精选
记叙文要点概述：
记叙文是以记人、叙事、写景、状物为主要内容，以记叙、描写为主要表达方式的一种文体，通常分为三类：
1。 以人物为主的记叙文，即以人物为中心组织材料，围绕这个人物来写一件事或两件事。
2。 以事件为主的记叙文。即以事件为中心组织材料，围绕中心事件，可以写一个人或几个人。
3。 以写景状物为主的记叙文，应注意的是，在一篇记叙文中，写人、写景、写事往往是交织在一起的，不可截然分开，但各有侧重。
写记叙文通常应遵循以下几点：
1。 交待要素，即人、时、地、事。
2。 按事件发生的先后顺序叙述，做到完整具体。
3。 重点突出，目的明确，不要玩弄词藻，讲清言明即可。
写作时还要注意，用第一人称时主要是本人的经历或耳闻目睹之事；用第三人称时则主要是他人的经历和事情。记叙文所记的都是过去发生的事，所以原则上通常都用过去时态写，但有时也用历史现在时和戏剧现在时。
[精品习作1]
写一篇介绍自己家乡的短文。内容要点如下：
1。 位置：山东东南部，靠海。
2。 概况：约600人的小村。大部分务农，有的捕鱼；近十年来变化很大，家家有新房、电视、冰箱、空调等家用电器。 (https://www.zuowenku.net more and more beautiful in the future。
